We believe that a plan is a powerful tool. Reaching your long-term financial objectives hinges on having the right plan one that fits your unique circumstances and grows with you. Planning your financial future can be a daunting task. That's where John Mar Enterprises Inc. comes in. We're trained, licensed professionals, and we can draw on years of financial planning experience when creating a long-term strategy. Whether your concern is paying too much in taxes or not having enough money to last throughout your retirement, we can help you.

Please call today if you think your plan is out-of-date. Most people need to update their financial plan each year to help ensure that it is in step with their life. If it's been a while, act today.

We serve Seniors (retired & nearing retirement), in all areas of financial management, including:

• Retirement planning
  Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
  
• Tax management
  Making sure you don't pay a penny more than the law requires. Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.
  
• Estate planning
  Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
  
• Risk management
  Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
  
• Education funding
  Recommending investment and accumulation strategies to help you pay for your grandchildren's education.
  
• Investment Planning
  Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.
  
• Legacy Planning
  Helping you leave a legacy to children or grandchildren.  Including Wealth Transfer Strategies that minimize Estate tax, Income Tax and Probate fees.

We are also Experts in the Utilization of Index Annuities:
Index Annuities allow investors to capture the upside of the Stock Markets without being exposed to the downside risk of the stock market.