Mutual Insurance Company of Arizona

Putting Physicians First Since 1976
Since our inception, Mutual Insurance Company of Arizona (MICA) has focused on offering medical malpractice insurance coverage that physicians and medical professionals can count on at sustainable rates. By keeping our insureds top of mind, we have become the market leader in Arizona and are steadily growing in Colorado, Nevada, and Utah.?

Why do our insureds choose and stay with MICA:? 

Financial Strength & Stability:?Our financial position is one of the strongest in the medical professional liability insurance industry with an A (Excellent) rating from AM Best consecutively since 1984. 


Trusted Guidance:?Our? insureds can receive risk assessments and education on best practices from The Risk Team to prepare and prevent liability whenever they need.? 


Assertive Claims Defense: Our experienced claims professionals are here to support and defend our policyholders every step of the way. 

High Touch Service: Our team can be counted on to promptly return every email, phone call, and inquiry with a thorough explanation. 

MICA was founded in 1976 after the largest medical professional liability (MPL) insurance carrier announced it was no longer writing MPL insurance coverage for the physicians of Arizona.  MICA is a physician-owned and directed mutual insurance company.

We provide medical professional liability insurance in Arizona, Colorado and Utah, and have been a market leader for nearly forty years. 

Founded by Arizona physicians, with a loan from the Arizona Medical Association (ArMA), MICA offers stability through the peaks and valleys of the insurance cycle.

We provide value to our members with stable pricing, prudent underwriting principles, outstanding risk management programs and an experienced claim staff.