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Many good hard working people in Arizona are struggling to keep their heads above water.

The economy that has plagued the entire country for the past several years has caused many people to become trapped on an endless credit treadmill going nowhere. Most people are plagued with credit card bills, medical bills and even tax debt. The high interest rates and late fees charged by the credit card companies and collection agencies are obscene and make it practically impossible for anyone to hope to successfully satisfy their debts

 

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Financial destruction may cause a myriad of issues and the stress associated with it can be more than overwhelming. This stress can lead to health problems and unfortunately even breaks up good families. At the Oswalt Law Group, many of our clients have exhausted every resource, including their life savings and even retirement money, just trying to keep up with minimum payments, late fees, and interest charges. There is a better way! In most cases bankruptcy can give you and your family a fresh start, allowing you to keep your exempt property and income. You can obtain relief from the hounding creditor calls and collection letters and actually work towards re-establishing your credit. There is an old stigma that only people who don't know how to manage their money are the people that have had to file for bankruptcy protection. This is all too far from the truth! Our clients are honest, hardworking people just like you who have faced hard times that have sent their finances into a downward spiral. There are tens of thousands of people in Arizona who have ended up in this very situation through no fault of their own. Take control of your life and your finances and get the fresh start you deserve!

Serving Individuals and Businesses: Bankruptcy in Phoenix

At the Oswalt Law Group, P.C., we are the local attorneys you know and trust and provide our friends and neighbors in the State of Arizona with high quality, personal legal representation in all types of bankruptcy matters, including Chapter 7, Chapter 13, and the various legal alternatives to bankruptcy. We can give you the answers you need to make an informed decision based on your individual, unique situation. We will help you understand bankruptcy exemptions, the bankruptcy myths, and the means test. Filing for bankruptcy can lead to discharging your debt, and there are many options to debt settlement, debt negotiation, debt relief, debt litigation, and debt consolidation, including collections defense when your rights as a consumer have been violated, or you have been the victim of predatory lending. We can assist in debt counseling, ending creditor harassment, resolve serious issues regarding repossessions, wage garnishment and foreclosures. When our clients have been a victim of violations of the federal Fair Debt Collection Practices Act, we can take action. Maybe you have asked yourself " why hire a bankruptcy attorney?". It is vital when filing for bankruptcy that you understand all the benefits of bankruptcy, the bankruptcy process, how to achieve credit restoration, and fully understand the truth about life after bankruptcy. Our skilled legal team takes the time to fully evaluate your exact circumstances and to identify the best possible strategy for resolving your financial issues through a variety of legal actions. Our trusted legal team will take the time to evaluate your unique financial situation and determine the best course of action to give you the fresh start you need to get your finances and your life back on track.

The bankruptcy process has changed in recent years, requiring more documentation and other exact requirements. Moving forward with a bankruptcy filing demands absolute accuracy if you hope to avoid being denied the opportunity to file, or even legal problems if you submit paperwork with any error. We can help ensure that every aspect of your filing is correct to ensure that you have the opportunity to become free of consumer debt through Chapter 7 or reorganize to one realistic payment in Chapter 13.

Each case is individual and unique and there is no cookie-cutter solution or online service that can advise you as to your best course of action in your case. When financial issues and your future are at risk, it is strongly advised that you get legal counsel to review the full picture and seek out the option that will bring the greatest relief to you and your family while protecting your property and other assets. We are committed to providing the most client-friendly services, and to give you the information you need in clear, easy terms so that you can come to a decision about what you need to do to get a fresh start. It is important that you act quickly, as in many cases; our early involvement will help you avoid serious legal problems and loss of property.

 

Business Information

3933 S Mcclintock Dr Ste 500
Tempe, AZ 85282

602-225-2222
https://www.statewidebankruptcy.com

Type(s) of Business

Bankruptcy Attorney
Collection Attorney
Criminal Lawyer
DUI Lawyer
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